Ladies and Gentlemen, welcome you all to this Annual Stakeholders Meeting. Companies abroad give greater importance to their Stakeholder as against the shareholder, this is because the Stakeholder has a daily, interactive interest in the welfare of the company. His business and profits depend on the goods or services he buys or sells to the company. If the company prospers he prospers. As major Stakeholders of the company I welcome all of you as my Partners in the success and welfare of this company. This conference was primarily organised to meet and interact with you, and then of course to get your feedback and suggestion. Your feedback is important for us to improve the products and service we offer. We have a long day ahead, and I am really grateful to all of you who have taken great pains to be present here today from all over the country. Very special thanks to all of you especially those who travelled from distant Calcutta and Orissa.